Money can’t buy you love

Money can’t buy you love, or so the Beatles reliably informed us in the 1960s. But does that mean money is of limited use?

There are many things we need money for, from basic security and food to some of the finer things in life. But how much money do you require to cover the lifestyle you’d like to enjoy?

£1 Million for one person may be more than enough for their planned lifestyle. But it may hardly touch the sides for someone who leads a much more extravagant life.
So how much do you need?

This is the question financial planning can answer for you. We look at your current resources, your expected future income and spending and will therefore be able to identify what amount you need for your desired lifestyle.

If it looks that on your current circumstances you do not have the necessary amount we can model some further options. Eg. working for a longer period, saving more now, reduced spending in later years.

Armed with that information you can then plan for your future with the confidence that you have the financial resources needed to support the lifestyle you’d like.

Financial planning gives you that knowledge. If you would like to know more, contact me at mary@wealthforwomen.biz for a confidential, no obligation discussion.

Mary Waring

Mary Waring is a Chartered Accountant, Chartered Financial Planner and Money Mindset Coach, helping women transform their relationship with money so that they can become free and powerful. She is also the bestselling author of "The Wealthy Woman: A Man is Not a Financial Plan."

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This was taken about halfway up the block on the east side of Broadway, between 79th and 80th Street. It's at the north end of the "Filene's Basement" store on the corner, and it's a place where I've often seen homeless people holding up a sign that asks for assistance...

With very rare exceptions, I haven't photographed these homeless people; it seems to me that they're in a very defensive situation, and I don't want to take advantage of their situation. But something unusual was happening here: the two women (who were actually cooperating, and acting in tandem, despite the rather negative demeanor of the woman on the left) were giving several parcels of food to the young homeless man on the right.

I don't know if the women were bringing food from their own kitchen, or whether they had brought it from a nearby restaurant. But it was obviously a conscious, deliberate activity, and one they had thousght about for some time...

What was particularly interesting was that they didn't dwell, didn't try to have a conversation with the young man;they gave him they food they had brought, and promptly walked away. As they left, I noticed the young man peering into his bag (the one you see on the ground beside him in this picture) to get a better sense of the delicious meal these two kind women had brought him...

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This is part of an evolving photo-project, which will probably continue throughout the summer of 2008, and perhaps beyond: a random collection of "interesting" people in a broad stretch of the Upper West Side of Manhattan -- between 72nd Street and 104th Street, especially along Broadway and Amsterdam Avenue.

I don't like to intrude on people's privacy, so I normally use a telephoto lens in order to photograph them while they're still 50-100 feet away from me; but that means I have to continue focusing my attention on the people and activities half a block away, rather than on what's right in front of me.

I've also learned that, in many cases, the opportunities for an interesting picture are very fleeting -- literally a matter of a couple of seconds, before the person(s) in question move on, turn away, or stop doing whatever was interesting. So I've learned to keep the camera switched on (which contradicts my traditional urge to conserve battery power), and not worry so much about zooming in for a perfectly-framed picture ... after all, once the digital image is uploaded to my computer, it's pretty trivial to crop out the parts unrelated to the main subject.

For the most part, I've deliberately avoided photographing bums, drunks, drunks, and crazy people. There are a few of them around, and they would certainly create some dramatic pictures; but they generally don't want to be photographed, and I don't want to feel like I'm taking advantage of them. I'm still looking for opportunities to take some "sympathetic" pictures of such people, which might inspire others to reach out and help them. We'll see how it goes ...

The only other thing I've noticed, thus far, is that while there are lots of interesting people to photograph, there are far, far, *far* more people who are *not* so interesting. They're probably fine people, and they might even be more interesting than the ones I've photographed ... but there was just nothing memorable about them.

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Money can’t buy you love