Why So Many Wealthy Women Still Feel Anxious About Money……

✨ Release guilt, fear, and panic around money

And What We Can Do About It

Imagine if you had more money than you could ever spend. And yet, you still check your account every morning — just in case it’s all gone.

Sounds unlikely?

I’ve worked with financially successful women for over a decade — women with thriving businesses, investment portfolios, and generational wealth already in place.

And time and again, I hear the same quiet confessions:

💬 “I still worry it could all disappear.”

💬 “I don’t really know what I’m doing with my money.”

💬 “I feel guilty every time I spend.”

💬 “I panic whenever I have to make decisions about money.”

So why is it that women who have wealth so often struggle to feel wealthy?

The answer isn’t in spreadsheets. It lives in our stories.

Where Financial Anxiety Comes From

Most of us were never taught how to feel safe around money.

We inherited our beliefs — often unconsciously — from childhood. What we saw. What we didn’t see. What we were told (and not told).

Many of us internalised messages like:

  • “Wanting money makes you greedy.”
  • “Spending it means you’re irresponsible.”
  • “Asking for more means you’re too much.”
  • “Money is the root of all evil.”

These beliefs don’t magically disappear just because your bank balance grows. They sit quietly beneath the surface — fuelling guilt, fear, panic, and self-doubt.

What True Wealth Feels Like

True wealth isn’t about how much you have — it’s about how you feel.

💡 Feeling safe to use it

💡 Trusting yourself with your financial decisions

💡 Knowing you’re allowed to want what you want

This is the work I love.

Helping women not just grow and manage their money — but feel free with it.

A New Way Forward

This June, I’m inviting just 12 women to join me for an intimate, transformational one-day workshop in London.

The Wealthy Woman is for women who are ready to:

🔍 Understand their Money Personality

💬 Shift how they speak, think, and feel about wealth

Together, we’ll rewrite the money story — one grounded in calm, clarity, and confidence.

📍 London | Friday 6 June

🎟️ Early bird: £450 (save £100 with code EARLYBIRD until 30 April)

If you’d like more details about the event, you can find them here: https://marywaring.co.uk/workshop/

If you already know this is exactly what you need: 👉 Book your place here

If this resonates with you, I’d love to welcome you — and support you in transforming your relationship with money.

If your financial confidence hasn’t quite caught up with your financial success, know this:

💬 You’re not alone.

💬 You’re not broken.

And if you’re unsure whether this event is right for you, feel free to message me directly — I’d be happy to arrange a time to talk.

Mary Waring is a Chartered Accountant, Chartered Financial Planner and Money Mindset Coach, helping women transform their relationship with money so that they can become free and powerful. She is also the bestselling author of "The Wealthy Woman: A Man is Not a Financial Plan."

Read More

If you enjoyed this post, we recommend the following as additional reading. 

Do men and women need different financial advice?

I’m a female independent financial adviser specialising in financial advice to women, particularly women going through divorce. A number of people (mostly men it has to be said!) think this is sexist and suggest it’s unnecessary since women do not need different advice to men. Most of the females I talk to think it’s a…

Read More about Do men and women need different financial advice?

How much money do I need?

“How much money do I need?” is one of the top questions I so often get asked by my clients. Whether it’s from a female saving towards retirement or someone who’s going through divorce, clients are looking to get a definite number so that they can see how near or how far they are from…

Read More about How much money do I need?

Are you on the right path?

Have you ever felt you weren’t sure whether you were on the right path? Maybe, not sure exactly what was ahead of you?   I had this experience recently when I went out on a nice long walk in the hills. The weather hadn’t been great, and certainly on the higher levels on the hill,…

Read More about Are you on the right path?