[et_pb_section transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”on” specialty=”off” admin_label=”section” disabled=”off”][et_pb_fullwidth_header title=”Ruth: Is the divorce settlement enough for the rest of my life?” background_layout=”light” text_orientation=”center” header_fullscreen=”off” header_scroll_down=”off” scroll_down_icon=”;” background_color=”#9397AD” parallax=”off” parallax_method=”off” content_orientation=”center” image_orientation=”center” admin_label=”Fullwidth Header” title_font_size=”30px” content_font_size=”14px” custom_button_one=”off” button_one_text_size=”20″ button_one_letter_spacing=”0″ button_one_use_icon=”on” button_one_icon_placement=”right” button_one_on_hover=”on” button_one_letter_spacing_hover=”0″ custom_button_two=”off” button_two_text_size=”20″ button_two_letter_spacing=”0″ button_two_use_icon=”on” button_two_icon_placement=”right” button_two_on_hover=”on” button_two_letter_spacing_hover=”0″ disabled=”off”] [/et_pb_fullwidth_header][/et_pb_section][et_pb_section transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” admin_label=”section” disabled=”off”][et_pb_row make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ allow_player_pause=”off” parallax=”off” parallax_method=”on” make_equal=”off” parallax_1=”off” parallax_method_1=”on” parallax_2=”off” parallax_method_2=”on” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” admin_label=”row” disabled=”off”][et_pb_column type=”4_4″ disabled=”off” parallax=”off” parallax_method=”on”][et_pb_text background_layout=”light” text_orientation=”left” admin_label=”Text” use_border_color=”off” border_style=”solid” disabled=”off”]

The Challenges Ruth Brought To Me

• Age mid 50s and recently divorced, Ruth had very little retirement income of her own

• However, she did receive a good share of her husband’s pension, along with a lump sum, as part of the settlement

•  What she wanted to know was… “Is the settlement enough to live on for the rest of my life?”

•  “And if not… What do I do?!”

 

What Ruth Wanted Most:

• To know whether she could afford to spend the amount she would really like to spend each year

• Or would she have to stick to a very strict budget

• What would happen if her investments dropped in value 

 

The Steps We Took Together

• We prepared figures based on a number of different scenarios

• Ruth was delighted to see she could afford a good life

• This remained the case even if her investments dropped by 20% in the early years.

 

The Results For Ruth

• “I now have complete peace of mind”

• “I know that I can afford the lifestyle I want”

• “And the money will not run out in my lifetime”

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7 mistakes women make when getting divorced …and how to avoid them

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I was lost in a minefield of options, and rather ignorant of how the financial world works. Mary was invaluable with advice on what to do, explaining things, so that I understood fully what would happen to my money and investments. Mary was understanding and did not make me feel inadequate needing help. I now feel secure and my mind is put at rest with Mary’s expertise

– Ruth Dellow

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Mary listened to what I wanted. I did not once feel overwhelmed with financial jargon or pressurised to go in a direction I did not want to. Mary has high integrity and strives to do her best for her clients because she actually cares about them.

– Caroline Crowhurst

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Mary’s advice is so down to earth and straight forward that I feel I am at last getting to grips with my finances. She explains everything without technical jargon and I always know I can ask any question without feeling it’s a foolish question. Her service is absolutely amazing.

– Dr Diane Keith

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