Are you going to run out of money?

You probably have an idea of how much you have saved in your pension plans and investment accounts. But do you know whether this is enough money to last you for your lifetime and enable you to do all the things you’d love to do. “Fingers crossed it all works out OK” is generally not…

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Do men and women need different financial advice?

I’m a female independent financial adviser specialising in financial advice to women, particularly women going through divorce. A number of people (mostly men it has to be said!) think this is sexist and suggest it’s unnecessary since women do not need different advice to men. Most of the females I talk to think it’s a…

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Is seeing your IFA like going to the dentist?

There’s not many things in life that really scare me. It’s not because I think I’m particularly rufty-tufty. I just tend to be up for trying most things, without necessarily realising just how scary they will be. (White water rafting was a particular example!). Then once I’ve done it, it’s not that scary anymore. I…

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Why I’m happy to be sexist!

Trading as Wealth for Women and being the author of “The Wealthy Woman: A Man is Not a Financial Plan”, tends to split reaction into two camps. Some women (and men) have found it sexist and patronising. One comment left on my Facebook post recently offering a free digital copy of my book was “I…

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Don’t spend it all on shoes and handbags!

I’ve recently worked with a lovely lady to do her financial plan- let’s call her Gillian. What she told me in our first phone call absolutely astounded me. It’s not often I’m lost for words, but I was on this occasion. Gillian had savings in her bank account and in various deposit accounts and was…

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No, I don’t want to have a meeting with you!

As an independent financial adviser specialising in advice to women, I am often telephoned by a female who asks “Can we have a meeting?” “Can you help me with my finances?” The short answer that I give is “no”. But before you think I’m horribly rude…. there’s as a longer answer. The longer answer is…

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Number one IFA!

I’m delighted to have been advised by VouchedFor that I am currently the number one IFA in Esher on the reviews website VouchedFor.co.uk. To see the listings for yourself, take a look at VouchedFor’s list of IFAs in Esher. When you search for an IFA on VouchedFor, the results are based on the number of…

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High earners lose out on pension contributions

Under the present tax rules anyone making a pension contribution can get tax relief at their marginal rate. Further details are in Pensions: a 20% off sale! In summary, if you are a basic rate tax payer and wanted to pay £100 into your pension plan your cash contribution would be £80.  Your £20 tax…

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Relocating children to another country on divorce

What is meant by international leave to remove? An application for leave (ie the court’s permission) to remove a child from the UK to live in another country arises when one parent wants to move abroad with the children following the breakdown of a marriage/relationship and the other parent objects to the proposed move. When…

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