Savings/investments
Overcoming Impulse Spending: How Small Shifts Create Big Wins
When it comes to wealth, most people assume financial challenges are about not having enough. But even for high-achieving women with strong incomes, the struggle with overspending can create stress, guilt, and uncertainty. I recently worked with a wonderful client who found herself spending much more than she wanted – and not on big-ticket items…
Read MoreWhy Charging More and Earning More is Essential for Financial Empowerment (and How to Do It Right)
Let’s get real: Many women – even those who are high earners – struggle with charging what they’re worth. And don’t just click off here, thinking this doesn’t apply to you if you’re an employee rather than a business owner. Charging what you’re worth also includes negotiating a remuneration package that reflects your contribution to…
Read MoreCan you have too much money saved?
Many would probably expect me to say that it’s so important to save for the future, and therefore this takes priority. So many people nowadays aren’t saving enough that it seems odd to suggest that maybe you shouldn’t be putting every penny away for that rainy day. Surely its sensible to save for the future,…
Read MoreHelp…what is happening in the stock market now?
The attached graph shows us what has happened in the stock market since 1925. It’s hard to read but very happy to send you the pdf if you’d like ti so you can view the details. It highlights the Bull markets (increases in the market of 20% or more) against the Bear markets (falls in…
Read MoreWell, what a week that was..
Well, the past week has been rather interesting hasn’t it? This time last week I was counting down the last working week until my holiday, due to start on Saturday. Today, I’m planning my one daily trip out to get exercise and actually see that other people actually exist! Luckily, I live by the river…
Read MoreThe Coronavirus and Market Declines
The world is watching with concern the spread of the new coronavirus. The uncertainty is being felt around the globe, and it is unsettling on a human level as well as from the perspective of how markets respond. At Wealth for Women, it is a fundamental principle that markets are designed to handle uncertainty, processing…
Read MoreDo you have enough?
A recent report by Fidelity entitled “Financial Power of Women” highlighted the fact that although many women saved on a regular basis, they were more comfortable putting their money into cash rather than investing in the stock market. Cash savings are very important, and we should all have a cash buffer…our emergency cash. Ideally this should…
Read MoreIs my money safe in the bank?
In last week’s blog “How safe is the money in my bank deposit account” I looked at the Financial Services Compensation Scheme (FSCS) and how that can help depositors if their bank becomes insolvent. This blog looks more at the issue of is it a sensible option to leave a large sum of money on…
Read MoreHow safe is the money in my bank deposit account?
Having money in your bank deposit account is safe…or is it? All UK financial institutions with a banking licence are covered by the Financial Services Compensation Scheme (FSCS), which is designed to protect your deposit if the bank were to become insolvent. The limit is £85,000 per person. So for a joint account cover of…
Read MoreCan I move my ISA if it underperforms?
What happens if after you’ve had your ISA for a period of time you notice the underlying investments are not performing? You’re happy with the tax breaks you’ve received but decide the investment is no longer meeting your needs. Or maybe you simply wish to switch to a provider with a wider choice of funds…
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