Financial Planning

Do you know how much money you need to save for your retirement and future need? Well, you could be asking yourself the wrong question. This is the equivalent of asking “I want to buy a new car. How much will it cost?” If you’re looking for a basic, small 2 door car it will…

Money can’t buy you love Money can’t buy you love, or so the Beatles reliably informed us in the 1960s. But does that mean money is of limited use? There are many things we need money for, from basic security and food to some of the finer things in life. But how much money do…

It’s not how much money you have that’s relevant, but whether you feel rich. It’s not all about work. Yesterday I had a marvellous afternoon spa day at the beautiful Pennyhill Park. It was exactly what I needed to recharge my batteries after 3 months of yet another lockdown. I had several hours of swimming,…

It’s not how much money you have that’s relevant, but whether you feel rich. It’s not how much money you have that’s relevant, but whether you feel rich. I love this quote from Coco Chanel since it encompasses everything I think about money. Abundance is the term I prefer rather than rich since abundance covers…

There’s more to life and money than handbags and shoes. Question from a client: “I’ve had this Inheritance and I’m wondering whether to use it to pay off my mortgage or whether to invest it” Such a sensible question. It shows she understands her options and wants to work out which one is best for…

Does your financial adviser understand your needs and values? Does the work you do with your adviser centre purely around your money or is it so much more encompassing than that? When my client and I work together it’s really important to me that I’m working with my client as a person, helping her achieve…

How empowered do you feel right now…both economically and financially? Lockdown influences everyone. For some there is a real concern about their earning capacity and concern about how safe their income is. For others they have more money than normal due to cutting back on travelling, holidays, sports clubs etc. What they’d prefer is to…

Taking control of your financial future In my last article, “What would you do if you knew you could afford it?” I explored how the experience of living through this pandemic over the last 6 months has prompted a number of us to reassess our lives and priorities. In this article we’re going to look…

As we approach the six month anniversary since the UK first went into lockdown, I’m thinking about how different things are now, compared to how they were just six months ago. We’ve all had a different experience over the last six months. Some have loved the lack of commute and have had a much more…